Certificates/IRAs

CERTIFICATES OF DEPOSIT

Do you have extra funds to invest for a period of time for a higher rate of interest? Our certificates of deposit have a variety of terms available for every investor. We offer: 6 Month, 1 Year, 2 Year, and 3 Year Accounts.  $1,000 Minimum Deposit, with rates being .25% more for $10,000 or more opening balance.

INDIVIDUAL RETIREMENT ACCOUNTS

Anytime is a good time to save for retirement – whether you want to defer income tax with a Traditional IRA or reap the benefits of tax exempt interest on the Roth IRA, we offer competitive rates and accounts to fit everyone’s needs.

The Traditional IRA is available for 2 years with either a fixed or variable interest rate. The Roth IRA is available in 1, 2 or 3 year certificates. Both IRAs are eligible for passbook accounts.

Please contact a savings representative for more information.