Whether saving for your future or for one of life's unexpected moments, a savings account is smart and provides you with peace of mind. And saving is easy at Time Federal Savings Bank! Manage your account in person or through the convenience of Online Banking or TIME-24-Access phone banking.
Our saving accounts earn interest at tiered rates depending on your balance.
|Passbook Savings Features||Passbook Savings|
Minimum Deposit to Open Account
Minimum Balance to Avoid Fees
Minimum Balance to Earn Interest 1
Monthly Service Fee
Sweep Overdraft Protection
$4.00 fee per transaction
YES - up to applicable limits
1 The Daily Balance Method of interest calculation is used for accounts that earn interest. Interest rates will vary depending on the current rates being paid and balance in the account. Call or visit us for current rates and fee schedules.
NOTE: Limit of six (6) phone or electronic debit transactions can occur per month per federal regulations, including phone, Automated Clearing House (ACH), etc.
New Deposit Accounts are accepted from a customer who is a resident of, or a business or non-profit located in the following counties in which we maintain an office or that are located nearby. These counties are: Taylor, Price, Rusk, Sawyer, Ashland, Iron, Oneida, Lincoln, Langlade, Marathon, Portage, Wood, Clark, Eau Claire, Chippewa, Barron, Dunn, Pepin, Buffalo, Trempealeau, and Jackson.
Health Savings Accounts (HSAs)
As healthcare costs continue to rise, it can pay (literally) to have funds on hand to cover the gap to your deductible. Health Savings Accounts from Time Federal Savings Bank help ensure you don’t have to worry when medical treatment is necessary.