Rates

Rates for Mortgages and HELOCS

We pride ourselves on offering competitive interest rates for all of our lending products. Check here regularly for the most current rates.

Rates shown below are for loans to purchase conventional single family owner occupied residential properties. Contact one of our lenders for rates and terms on all other loan types.

Please note: all rates are subject to change.  Rates below are effective as of 05/25/2017.

ProductRateAPRPointsPayment
15 Year Balloon - 30 Year Amortization3.90%3.914%0$471.80 (final balloon payment $64,677.84)
15 Year Fixed Rate - 15 Year Amortization3.10%3.124%0$695.48
10 Year Fixed Rate - 10 Year Amortization3.00%3.035%0$965.68
7 Year ARM - 30 Year Amortization3.00%3.495%0$421.70
3 Year ARM - 30 Year Amortization2.50%3.601%0$395.20
Home Equity Line of Credit5.000%5.000%0N/A

 

Loan programs are subject to credit approval. Other terms, conditions, restrictions & fees may apply. Full documentation, title, property and flood insurance (as applicable) is required. The Interest Rate & Annual Percentage Rates (APRs) are subject to change without notice and are examples only. Payments shown above do not include amounts for taxes and insurance. Actual payment obligation will be greater.

For the balloon, fixed, and adjustable rate mortgage loans, the payments assume a $100,000 loan amount for a conventional owner occupied home.

For the Home Equity Line of Credit, the APR (annual percentage rate) is based on an index of the Wall Street Journal Prime rate plus a 1.00% margin. A $50 annual maintenance fee applies. Fees to open an account, including third party charges range from $0 to $650. The minimum credit line that you can receive is $2,500. Maximum APR is 18.00%. Lines can be terminated at any time with no early termination fee. Recording fees may apply. Consult your tax advisor regarding deductibility of interest.