You work hard for the income you earn. Unfortunately, there are those who work to make your money theirs. But you can fight back. In addition to protecting yourself through our ID Theft Smart service, you can put the tips below into practice. Select Online, Email or Offline Security tips to see how to protect yourself today!
Here are a few things to consider when using a computer and going online:
- Have anti-virus and firewall software in place and keep it updated.
- When creating a password for any online login, make sure it is at least 8 characters and uses uppercase and lowercase letters, numbers and special symbols if possible to increase its strength.
- Change your passwords at least once every three to four months.
- Use only the latest version of your internet browser (Internet Explorer, Google Chrome, Firefox, etc.).
- Before entering any information – personal or payment data – into a website, look to make sure the web address starts with “https” and has a padlock symbol in the address bar or in the lower corner of the browser window. This means the page is secured by an SSL, or Secure Socket Layer, and has been verified as secure.
- Secure your own Wi-Fi with a strong password.
- When in public, don’t use public Wi-Fi access to login to your Online Banking account on a phone or laptop. Public Wi-Fi systems often are not secure.
Criminals are known to use email in an attempt to get you to click on links you shouldn’t. Here’s how to be prepared and what to watch for:
- Ensure your email has a spam filter in place that will weed out phony emails.
- Look for emails from senders you don’t know or didn’t send an email to.
- Examine the “to” field carefully if you think an email is suspicious. If it has a lot of email addresses in alphabetical order, that are random or you don’t recognize, it could be a phishing attempt.
- Do not click a link in an email unless you know the sender and it pertains to something you requested from them.
- Look for grammatical errors or typos, even in emails that use a company’s official logo. These are signs that an email is not legitimate.
- Beware of emails asking for you to “confirm your account information,” especially from vendors or organizations you have not had any recent action with.
- Never click on a link in an email claiming to be from Time Federal Savings that asks you to “confirm account information.”
- If you’re ever in doubt as to whether an email with our bank name in it is genuine, contact us immediately to verify if it is legitimate.
You can take steps to protect your financial information offline as well:
- Shred any mail that has account information on it before recycling it.
- Secure any financial documents, Social Security documents or other valuables in a safe deposit box at Time Federal Savings Bank.
- If you are going out of town for a period of time, have your mail held at the post office.
- Don’t write down passwords, PIN or other confidential information.
- Never carry around your Social Security card, PIN or other private information in your wallet or purse.